COHEN LAW OFFICESSSI is the abbreviation for Supplemental Security Income. You can receive this type of benefit if you are either over the age of 65, blind or totally disabled, unable to sustain full time gainful employment (full time means income per month is below a certain level), if your household has limited financial resources ($2,000 or $3,000 if married) and you have limited SSDI benefits or are below a certain threshold amount. To determine if you are eligible for some, all or none of these benefits, Social Security will look at your household income and a number of other factors. You may receive SSI even if you were not employed.
Effective January 2009 the SSI payment for an eligible individual is $674 per month ($1,011 per month per couple). If you are married, and only one person is eligible, a portion of your spouse's income may be counted.
SSDI is the abbreviation for Social Security Disability Income. You can receive this type of benefits if you are found totally disabled and unable to sustain full time gainful employment, and have paid Social Security tax for 5 of the last 10 years. The Social Security Administration looks at whether you have worked 20 of the last 40 quarters (i.e. the last ten years equals 40 total quarters).
Disability benefits are payable to blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker.
SSI Info from the Social Security Administration
SSDI Info from the Social Security Administration
So call or email Lisa today to schedule your Social Security Disability appointment with Shawn or fill out the email form below.